If you owe federal tax, you can typically use credit and debit cards to pay directly or through certain third-party apps. However, the number of cards you can use when submitting individual tax forms is generally limited to two per year or two per month (for details: Frequency limit table by type of tax payment | Internal Revenue Service ).
Also, there are processing fees involved. The cost of using a personal debit card is $2.15. It’s 1.75% of the total ($2.50 minimum) if you use a personal credit card. Commercial debit or credit cards are charged 2.89% ($2.50 minimum). And, you’ll likely incur interest if you carry a credit card balance. Note: Employers can’t use credit or debit cards to pay federal tax deposits.